Nursing Home Costs in 2022 and How to Afford Them in ireland?

by cluecrosswordslower

The cost of nursing home care in Ireland is a major concern for many seniors and their families. In this article, we’ll cover some common questions about the costs of nursing homes and how to afford them if you have a loved one who needs long-term care. We’ll also discuss how the government’s Fair Deal scheme helps people avoid paying thousands of euro out-of-pocket expenses every year.

What will nursing home costs be in 2022?

Nursing home costs will increase in 2022. The average cost of a nursing home room is €1,600, but you can expect to pay more than that if your loved one needs special care or treatment.

The average cost of an Irish nursing home room is €1,600 per month (€144 per day), while the UK has an even higher average monthly rate at €1,500 ($188).

Where can you find reliable information on nursing home costs?

If you want to find out the cost of nursing home care in your area, check with your local authority. They should have a website that lists all of their services and what they cost. You can also check out the websites of the Health Service Executive (HSE), Health Information and Quality Authority (HIQA) and the Health Insurance Authority(HIA). The Department of Health also has an online calculator that allows people to determine how much money they will need when it comes to paying for nursing home care.

How to pay for nursing home costs?

You can cover the cost of nursing home care by:

  • Saving money on your own. The first and most obvious option is to save as much money as possible, so that when you need to use it for nursing home costs, you will have enough saved up already. This may be difficult if your budget is already tight or if there’s an unexpected expense like a car accident or health emergency that requires extra funds. In these cases, try reducing expenses by cutting back on unnecessary spending (which may mean foregoing luxuries).
  • Getting help from family members or friends who are willing to pitch in with some financial support each month until the end of their life stage—or at least until their death certificate arrives from their doctor indicating which day they will pass away from natural causes alone without needing any further treatment beforehand!

The Fair Deal scheme

The Fair Deal scheme is a means tested scheme and it offers benefits to people who qualify. It’s available to anyone who has paid into the Central Fund and can be used as an alternative to private healthcare, if you have a health condition that requires long-term treatment or care.

The government will pay for some of your nursing home expenses under the Fair Deal scheme, but there are still some costs involved so you may want to consider getting private insurance with no deductible or copayment.

Carer’s benefit

Carer’s benefit is a payment to help with the costs of caring for someone. It covers your accommodation, meals and other expenses while you are looking after someone who is unable to care for themselves.

You can get carer’s benefit if you are caring for someone in your own home. The person has to be at least 16 years old and their illness or disability must have started before they turned 16 (or 25 years old if they were born on or before 1 July 1961).

Paying privately for nursing home care in Ireland

Paying privately for nursing home care in Ireland

If you are concerned about how to pay for your loved one’s nursing home care, there are several options that can help. One of these is through a private payment plan. This option allows you to set aside funds each month and then use them as needed when it comes time for the bill. If you have enough money saved up, this could be an excellent solution since it eliminates the need for families who don’t have access to retirement savings accounts or pensions. In addition, many people prefer this type of payment method because they feel more secure knowing that their loved ones will receive proper care without any worries about finances getting in the way of their recovery process or lifestyle changes required due to illness/ailment


It’s important to remember that with proper planning and research, it will be easier to provide for your loved ones. We hope this article has helped you understand some of the costs associated with nursing home care in Ireland and given some ideas about how you can save money for your family.

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